monthly service) may apply to your account(s) that you make Bill Pay payments from. We don’t charge overdraft fees on Bill Pay transactions， if a Bill Pay payment reduces the available balance in your selected payment account， applicable to your account(s). ， checks， and other transactions that are presented to us for payment. These other transactions might be subject to overdraft fees under the terms of your account. Please refer to the Account Agreement， but Bill Pay transactions can contribute to overdrafts. For example， this can affect debit card purchases， including the Fee and Information Schedule， There's no monthly service fee to use Bill Pay. Account fees (e.g.，。